Monday, September 19, 2011

What kind of Insurance do you have?

     It's truly amazing to me that almost everyday I have someone call me or stop into Oxygen Plus and not know or realize what insurance they have. Often they do not know what benefits they have. It's important to verify what coverage you have before any major purchase. Being in this business for many years now I have learned a tremendous amount about reimbursement and 'tricks" to billing. We are happy to assist with any questions. Regarding specific insurance questions I often recommend for the patient to call their individual insurance company prior to coming into the store and get an explanation of their policy. It is much easier for the patient to call and get details of their policy then it is for the provider to. You should ask what your deductible is and your copay. Often those amounts will have to be paid up front.
      At Oxygen Plus we have no problem getting details and an explanation of benefits for the patient but this may take some time. I also have to have basic information including insurance number, date of birth and name of the patient. Please feel free to stop by our store we are located at 98 N.Ann Arbor St. Saline, MI  48176
     If you have Medicare it only pays for 80% of medical and equipment. So, it is important to purchase a secondary insurance plan to pay for the 20% that isn't covered. I often see BCBS,United Healthcare, AARP as secondary insurance. There are many plans that you can choose from.
We recommend researching three company plans before deciding on what is the best for you. Visit www.medicare.gov for more information and explanation on coverage and specific plans.

     Please feel free to call us at 734-429-7444 or visit us http://www.oxygenplusmichigan.com/




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