Its a daily topic... What insurance do you have? The first question I ask patients when they come in the door at Oxygen Plus Medical Equipment is what insurance do you have? Often times they hesitate or question what they have. I always ask to see the insurance card. Looking at the card is always the best to insure correct information. It amazes me that most often they have no idea what coverage they have. The biggest problem is that they don't not only know what coverage they have but where they can get supplies or treatment. Sometimes, people are enrolled in an HMO that dictates where they can go and receive services and treatment. It is also common that the person has no idea what their copay is or deductible is. Not only is it imortant to know your benefits prior to receiving treament or services but it's essential to know where you can go. Insurance doesn't always cover all services or treatment. Most people over 65 years old have Medicare or a Medicare Advantage plan.
However, Medicare only covers 80% of services under Part B benefits. So additional secondary insurance is necessary to cover the remaining balance incurred. It is CRUCIAL to call your insurance provider prior to receiving any benefits or treatment and know your policy. For more information call Oxygen Plus at 734-429-7444. Visit us at 98 N.Ann Arbor, Saline, MI 48176
On the web at www.oxygenplusmichigan.com
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